Well that felt great! I closed three credit cards today because two were going to charge me an annual fee within the next 7 days (I figured it based on the past annual fees) and the third one already had (and I called to see if they would waive it...they didn't so I closed it.)
It felt good! I was told I will get confirmation letters in the mail for the accounts so I'm going to wait for those but I'm all excited to shred the shackles.
I'm not going to be shy about who:
Goodbye AMEX Hilton Hhonors Plat
Goodbye AMEX Delta Skymiles Gold
Goodbye Household Bank Mastercard
I saved $134 in upcoming annual fees and $39 in additional annual fees so now I wait (all the cards were zero balanced for months on end so I'm not worried about getting charges...though I will look over the statements like a hawk!)
I also used up just about all my Sky Miles so nothing went to waste. The Hhonors points went into a Silver plan (I talked with Hilton before doing this and they verified the points will stay.) I'm just glad I got to avoid the annual fees. When you're $88k in debt like we are the last thing you need is ridiculous charges like this adding to the problem.
OK well I thought I'd post to celebrate. I'm waiting for the wife to come home so I can shred these suckers (she'll enjoy this.)
Closed three credit cards today!
July 9th, 2008 at 09:29 pm
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July 9th, 2008 at 10:07 pm 1215641232
Good job!
July 9th, 2008 at 11:17 pm 1215645466
July 10th, 2008 at 01:06 am 1215651984
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P.S. Don't click on those ads people!
July 10th, 2008 at 03:32 pm 1215703922
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July 11th, 2008 at 04:40 am 1215751230