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Archive for September, 2009

Putting the paychecks to work

September 3rd, 2009 at 05:44 am

Well now that we're one day past payday and the budget has been implemented here's how it went down. Below is a copy of the budget I had created for the pay period from 9/2-9/15 with notes on how it was executed.

09/02 - 09/15
Income: $4741

Electric: $242 (PAID)
The Maids: $140 (9/8)
Netflix: $12 (9/8)
Equifax: $7 (9/13)

Cash: $500 (DONE ATM)
This covers food, clothing, entertainment, medical copays and any other discretionary expenses we have during the two weeks. We do this stuff in cash only because it works really well for us.

Son's birthday: $150 (DONE TXFR)
His 16th birthday was on August 25th and we need to deposit $100 to his checking account (was a gift from us.) We also are going to purchase him a dock for the car for his Ipod for $50.

Amazon: $10 (PAID)
This is for a replacement Tassimo filter.

HVAC Filters: $69 (PAID)
This buys us two replacement HVAC filters. I vac'd out the one we had in there but it is so bad I'm going to have to replace it. It's been in there for almost a year now so it's time.

Now for the other part. At this point we had $3611 left to spend and there were some important things to put the money towards.

Wedding Ring: $2911 (PAID)
I was able to get the ring back and it looks great. The wife was EXTREMELY HAPPY to get her ring back fully repaired (it had met an unhappy garbage disposal courtesy of our cat) and with a new diamond installed. Insurance did pay a portion of it but I still had to go out of pocket for nearly $3000. It was actually ready a couple of months back but we wanted to wait until the debt was gone before paying for it.

This left me with $700 to put to savings. We have a check coming next week for over $7000 which will be put to savings as well as we continue to bolster up the cash in the bank. I can safely say this was a fun budget to work through with no debt payments attached to it.

Oh and I almost forgot! I called our cable provider and was able to get a $16 discount on our monthly bill. All I had to do was ask! It's always a good idea to call up your utility providers like cable, phone and internet (even if you bundle) to see if they can do anything to help you save some money. Smile