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Under $9k to go!

June 30th, 2009 at 04:47 am

Well you knew that Card 1 wasn't going quietly into the night so they did hit us with a $138.45 finance charge but we batted them back by selling some old computer stuff to a friend and now we're under $9k to go! Since July is going to be a slow month for us I'm doing what I can to generate a few extra bucks here and there and it starts with this $243 payment!

Debt Tracker (06/30/09)
Card 1: $8968.92 (8.99)

Soooooooooo close! July is going to be painful though. Normally I would make a $3000 payment (or so) on Card 1 with our first round of paychecks but I have to hold onto the majority of the money thanks to a preplanned vacation for the family to the Outer Banks. My mother rented the house and to cut down on costs we're driving the family down for the week. I'm going to keep as much of the $ as I can for the vacation and then once we get back throw everything left over that I can muster at the debt but I'm sure it'll be a lot less than $3000. SIGH...this is a battle I gave in on so I think I am doing the right thing. Everyone has been great about this whole process so I don't feel as badly about it and it doesn't change our debt free date of September (we will be getting a bonus check in Sept that will pretty much wipe out the remaining balance) but I still would have rather put it on this last card considering how close we really are.

Sometimes though you have to let off the reins a bit to keep the peace. I'd of course rather do no new debt than pay the card off and rack back up $2000 worth of expenses. That would really put a damper on the vacation. Smile

Thanks for letting me vent!

1 Responses to “Under $9k to go!”

  1. creditcardfree Says:

    I completely get where you are coming from. Right now I'm saving cash for our vacation rather than throwing it to the home equity loan. Time with family is important, too. But, I can't wait to come back, under budget preferably and start attacking our loan again.

    Enjoy your trip!

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