Well after paying off a slew of cards with the conso loan I had a slight blowback from one card with a finance charge of $31 (the card is at zero balance). They also gave me a credit limit increase on that card from $3900 to $4800 (nice of them wasn't it?) I also made a $2800 payment on Card 1 (take that Card 1!) Here's the update:
Card 1/$5891/$20000/14.23
Card 2/$15000/$31000/12.24
Card 7/$5821/$11000/4.99*
Card 13/$4001/$4500/5.82*
*Balance Transfer rate (for life of bal)
Some debt paid
April 6th, 2007 at 09:02 pm
April 6th, 2007 at 09:27 pm 1175891276
How do you get a finance charge with a 0 balance? I hope you fight that and close the account. What nerve. Then again it is a credit card company. They are evil IMHO.
April 6th, 2007 at 09:34 pm 1175891647
April 6th, 2007 at 09:41 pm 1175892073
April 6th, 2007 at 10:09 pm 1175893764
April 6th, 2007 at 11:12 pm 1175897545
April 7th, 2007 at 10:02 pm 1175979761
Anyway, don't you need to add that payoff loan into your matrix or is that transferred over to loans??
That is so great you were able to get your wife on board and how do you spend so little on food, feeding two boys along with an athletic daughter too?
Carry on!
PS I'm at my niece's house, babysitting my great nephew, he is sleeping so I am on their computer and what is more fun that getting caught up on the blogs?
April 8th, 2007 at 12:17 am 1175987879
That payoff loan will get plenty of press. Once I have a due date it will get its publicity in the main blog instead of the matrix. I figure since it now has terms and a real end date I'd keep it with my other term loans (mortgage!) in the main blog. Once all the credit cards hit the big 0 then I'll give top billing to the loans. For now though I want the credit cards to all read 0 first...that's my first goal in all this.
I'm really surprised how well we've been doing on groceries. Though I have to update this weekend since we just spent $200 on Friday (doh!) We needed to though...had to fill up for Easter.