Well wouldn't you know I pay off a card and they end up being one of those nasty two cycle billing bums. Good thing is the interest that they charged me was $12.25 (compare that to 5 months ago and the same card's interest charge was $239.55! What's really funny is I look at the account in MS Money and I can see all 5 months since I stopped using the card in one screen and I can only see about 3 days prior to that (basically had the same amount of transactions in 5 months vs 3 days!) I paid the $12.25 immediately upon getting billed for it and now the card is back to ZERO so I don't have to add it back to my debt tracker.
Now it's on to Card 2 which will get the brunt of our attack. Tomorrow I get the $3334 check (which I've been highly advertising the last 30 days or so) to add to what we have left over from this pay and I'll be able to make a payment of (yep I have it budgeted to the penny!) $5447.20 (ta da!) I am going to wait until I officially make the payment (will be on Thursday) to update it so for now here's the ugly truth:
Debt Tracker (10/21/08)
Card 1: $41994.47 (8.99)
Card 2: $29196.96 (8.99)
Paid off since 05/01/08: $38170.29
Knocking down debt
October 21st, 2008 at 05:43 am
October 21st, 2008 at 07:05 am
October 21st, 2008 at 01:08 pm
October 21st, 2008 at 02:22 pm
October 21st, 2008 at 04:31 pm
October 22nd, 2008 at 11:36 am
October 22nd, 2008 at 12:19 pm