I finally paid Card 1 off today! I made a $5891 payment on Card 1 so it is zeroed out. Card 10 also hit me with a post-payoff interest charge of $34 (which I promptly paid!) Here's what the matrix now looks like:

Card 2/$15153/$31000/12.24
Card 7/$5821/$11000/4.99*
Card 13/$4001/$4500/5.82*

*Balance Transfer rate (for life of bal)

We also have THREE loans to pay off so it's not like we're free and clear BUT we will be free and clear of all balances on credit cards once the above gets zeroed out.

We have outstanding $46k at 8.99, $79k at 9.5 and $314k at 6.75. The latter two will be refinanced in March of 2008. The plan once the above cards are extinguished will be to make the standard payment (I round up my mortgage payment every month and put the difference to additional principal) on the 6.75 and the 8.99 loans and to really throw extra dough at the 9.5 (until it's refi'd). We are expecting a $75k cash disbursement at the end of the year (probably end of fiscal 2007...so early 2008) and the hope is that we'll be able to throw that at the amount to be refi'd OR pay off the 8.99 loan and use the remainder to finish the basement (about 1400 sq ft). That's a long way down the road though!

That's the debt plate for now. I will be making another lump sum payment on Card 2 in the next couple of days. I still am figuring out what I'll have to throw at it (I don't have a cc payment due until May 12th so I should have a couple of paychecks to attack Card 2 in the next few weeks). It felt great to zero out Card 1 though...yippie!