A few things to update. First off I updated my ING account info yesterday and have mailed a check for $1 (made out to myself) to establish a link between the new checking account and the ING savings accounts. When I do finally scratch out of the debt mess I will be filling this account up as part of the proactive money approach vs the current reactive money approach (paying off cc debt). Until I have an apr on a balance that is lower than the interest rate on the savings account I can't justify putting money in there. It would be nice to have an emergency fund but not at the cost of allowing the banks to earn more on my money than I can on theirs.

Now for debt tracker stuff. Today IS tax check day so I'm waiting to hear from the wife that we've gotten the money before I start blasting debt away. Card 2 must know I'm getting money as well since they hit me with a $153 finance charge (statement closed). The min payment on this one is $303 and it's due May 12th (I'll pay it this weekend). Here's the update to the debt tracker...for now:

Card 1/$5891/$20000/14.23
Card 2/$15153/$31000/12.24
Card 7/$5821/$11000/4.99*
Card 13/$4001/$4500/5.82*

*Balance Transfer rate (for life of bal)

I also had $188.65 in my Paypal account which I sent to the checking account today (takes 3-4 business days). I sold another item on Ebay for $39.99 so I wanted to add that to the total (I now currently have no items listed...and just about everything sold so it was a big success!)

$2438.55
+ $39.99
$2478.54

I'll update everything later today.