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One day til payday

March 20th, 2007 at 09:59 pm

...and we made it on $250 for the last week +! We had to spend $19 on pictures for volleyball for our son today but we made it. It was easier than we thought it would be (but the wife REALLY needs to go grocery shopping tomorrow). So here's the update for the budget tracker:

Balance: $55
Spent: $19
Remains: $36

We are planning on withdrawing the $300 for our weekly budget tomorrow and she's going to hold onto the extra $36 so we'll have a little cushion. If we can stay under our weekly budget next week as well we'll probably withdraw less and load up to $300. So I'm proud of the family for staying under the $250 after we had to go over $300 the week before.

***Stock Update***
I forgot this update on last Friday's posts but CRWN which I bought at $3.90 the day after President's Day closed today at $5.28! So that account is growing little by little (remember there wasn't a whole lot in there to begin with but instead of withdrawing it I left it in and bought 25 shares of this stock...just to keep my feet in the kiddie pool). So far so good (and I'm not endorsing the stock...just happy that it's up!)

I'm going to link this entry to all THREE categories since the debt tracker got a new twinge regarding Card 13. Finance Charge of $7 hit the card so the min payment of $81 is now due 4/12/07. Another notch to the cards due belt (ugh!)

Updated matrix:
Card 1/$12097/$20000/14.23
Card 2/$15318/$31000/12.24
Card 3/$8215/$12500/12.24
Card 4/$6211/$9000/18.24
Card 5/$6151/$9000/18.24
Card 6/$6143/$8000/0.00*
Card 7/$5903/$10000/4.99**
Card 8/$3821/$10000/0.00***
Card 9/$1971/$7250/17.24
Card 10/$3514/$4400/16.99
Card 11/$2815/$3900/13.99
Card 12/$2100/$2500/0.00****
Card 13/$4082/$4500/5.82

*Teaser rate ends 4/1/07 (up to 13.99)
**Balance Transfer rate
***Teaser rate ends 8/22/07 (up to 24)
****Teaser rate ends 5/1/07 (up to 13.99)

$81008-$78341=$2667 off since day 1.


And the ebay update: I sold another item and cleared $18.94 to add to the ebay total. So I'll put that below.

$1820.67
+ $18.94
$1839.61


Tomorrow's payday and I couldn't be more excited to pay bills...seriously! Smile

Posted in I-78's Informative Additions, Watch our debt go to zero!, Ebay Tracker | 4 Comments »

4 Responses to “One day til payday”

  1. shadon Says:
    March 20th, 2007 at 10:30 pm 1174429811
    1174429811

    I know how you feel! Wednesday is payday for us as well. I will be more excited when I can start sending those CC repayments to the savings account, though!

  2. Cat Says:
    March 21st, 2007 at 01:59 am 1174442358
    1174442358

    Congratulations on making it to payday! It might be interesting to post a monthly summary of total payout against principal that month and total interest paid that month. As the months progress you'll watch that interest payout wither and die!

  3. moi aussi Says:
    March 21st, 2007 at 08:08 pm 1174507698
    1174507698

    Cat, that is indeed a very good idea. .I should make those changes to my spreadsheet. How often do you guys get paid? I get paid every 2 weeks.

  4. I-78 Commute Says:
    March 21st, 2007 at 08:20 pm 1174508447
    1174508447

    I agree with moi. That is a great idea Cat. I think what I'll do is add that to my matrix at the bottom starting with this pay period.

    moi we get paid every other Weds (so every two weeks).

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